Zoe staff, initial grants, micro-loans.
I think the staff is really important. In my experience, without pretty constant tangible encouragement, people in difficulty don’t do well. I have heard more than one kid describe the on-the-ground social workers as surrogate parents, which I assume means giving them love and good advice and a kind ear. They can’t do that work without us.
The kids do everything else. They provide all the hustle to make a small business work. Legwork and salesmanship. Sweat equity.